What things to be checked before taking possession of a property?

Before taking possession of a property, especially in a city like Bengaluru where land disputes are common, it is essential to conduct a thorough checklist to avoid legal and financial complications. Firstly, verify the title deed to ensure the seller has clear ownership and the right to transfer the property. Check the RTC (Record of Rights, Tenancy and Crops) for the last 30 years to confirm ownership continuity and land use status. Review the mutation records to ensure the property has been legally transferred in revenue records. Confirm whether the Khata is updated in the current owner’s name, as it reflects the property’s legitimacy and is necessary for property tax payments. Ensure there are no encumbrances or loans pending against the property by obtaining an encumbrance certificate from the sub-registrar’s office. Physically inspect the site, verify boundaries as per the survey sketch, and cross-check with local municipal or gram panchayat records for any pending dues or violations. Also, ensure that occupancy/completion certificates and relevant approvals from civic authorities are in place, especially for constructed properties. For NRIs or absentee owners, services like Clear Khata help bridge this gap by offering on-ground verification and legal checks to ensure a safe and informed possession process.